Saving Tips
Tips for Online Shopping Bargains
If you do any shopping online, and you love to get great quality for a bargin, there are a few sites you should know about.
www.smartbargains.com They’ve been been bringing great deals online for over seven years. Their layout is clean and easy to navigate. They have free shipping for orders over $50.00 and $2.95 shipping for all their buyer’s club members. And best of all, they do have some really smart bargins.
Amazon it’s not just for books anymore. Amazon sells just about everthing you can imagine these days from the traditional book to groceries and sofas. The trick is to know where to go to get their bargins and not just on books. When you get to the Amazon home page look scroll down while watching the menu on the left way down towards the bottom of “Products” but befoer you get to services you will see a link for “Outlet” head out that way for great bargins.
Cnet is the premier place on the net to shop for computers, cameras, camecorders, handhelds and the like. The Cnet Clearance section is the place to shop. But shhh… it must be some kind of secret given how hard the link is to find on their site.
Get a free email account and use is just for your online signups. Each of the big three search engine directories offer a free email service and you can have more than one address with them. Why do this? It gives you the opportunity to save all your email from these freebies in one place. With a seperate account you can filter through the ads at your convenience without them being pushed into your regular mail. If you would like a free email account from Google, (you have to be invited by someone who already has an account) just contact Molly and using the drop down menu there choose “Request a free Google Gmail account.”
Insurance Savings
Most of us pay our automobile and homeowners insurance premiums by habit without exploring and comparing services and prices. With many families insurance costs totaling over $2000 a year, even a 15% savings equates to $300 annually.
Here are some hints for saving money on your Homeowners Insurance:
Be sure to shop around. It may take a little time, but it could save you money. The insurer you select should offer both a fair price and excellent service.
Raise your deductible. Deductibles on homeowners policies typically start at $250. By increasing your deductible to $500, you could save up to 12%. Of course, this involves some risk for smaller claims.
Beef up your home security. You can usually get discounts of at least 5% for a smoke detector, burglar alarm or dead-bolt locks.
Ask your insurance company for information about discounts. For automobile insurance savings tips include.
Shop around. Prices for the same coverage can vary by hundreds of dollars from company to company, so it pays to shop around.
Surf the net, ask your friends or call your state insurance department for ideas about companies and agents to contact.
Ask for Higher Deductibles.0 By requesting higher deductibles on collision and comprehensive (fire and theft) coverage, you can lower your costs substantially. For example, increasing your deductible from $200 to $500 could reduce your collision and comprehensive cost by 15% to 30%.
Take Advantage of Low Mileage Discounts. Some companies offer discounts to motorists who drive fewer than a predetermined number of miles a year.
If you have teen drivers in the house, encourage them to make good grades. Many insurance companies reward good students with a drop in insurance rates. Check with your insurance company for Honor Roll Student Discounts.
Take a Defensive Driving class and send the certificate to your insurance company, requesting a drop in rates. Most insurance companies reward the driver who takes a driving class with savings in premiums.
Vacations
MouseSavers is a great resource for traveling to any of the Disney parks (including cruises!) if you happen to be a Mickey fan. The owner has a special section for hotel savings, ticket links, dining coupons and more. Disney Shows are listed along with hints and tips for managing your way between the various activities.
She has a freebie link for goodies along with free and cheap things to do while in the Disney areas. Check it up! Thumbs up for this website!’
Dollar Stores
‘Oh girl! If you head to any of the stores labeled as “dollar” you might think: 1. Its all junk. or 2. Its all great. There are some things to avoid buying at the dollar store because the value is not worth a dollar or their value is in question because of expiration: Batteries. Vitamins. Electrical cords.
Dollar Store best buys? Start with cleaning supplies. Whether it is sponges, mops or the actual cleaning fluids, spending one dollar on glass cleaner is a great bargain. Gift wrap. Where else can you find a roll or gift wrap for just a buck? Snacks are also a great buy at the dollar store. From nuts to chips to candy bars, the value is good. Shampoo in many brands can be found on the aisles. Try them. Absolutely a great buy. And kitchen accessories like a spatula, baking pans, measuring cups. Stay away from the pricier items, though. For more info about best buys at the dollar stores click here.’
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